Lease to Own
Are you close to being able to buy a home and aren’t quite ready? Did you just move to Georgia and aren’t sure where you want to live? Do you need to rent right now and really want to buy a home in a couple of years? Home Partners’ Lease with a Right to Purchase Program may be right for you.
Contact me or send me a message to find out more OR request an invitation to APPLY NOW!
Program Summary
Home Partners provides responsible households with a clear and transparent path to homeownership through its Lease with a Right to Purchase Program. This program provides five years of rent certainty with only a one-year financial commitment on the lease.
Advantages
As with a standard lease agreement, Home Partners requires you to sign a lease for a year and make a security deposit. Unlike a standard lease agreement, you will have renewal options providing five years of rent certainty and the right to purchase the home at a price established when you enter the Right to Purchase Agreement, in accordance with the terms of the Agreement. You can also select the home that you want to live in from those eligible and available for sale in communities Home Partners serves – enabling you to live in a neighborhood today where you might not otherwise find a suitable home to rent.
Lease Agreement
Your initial lease is for one year, so your financial commitment is limited to one year. Your lease is renewable every year for five one-year periods, and you have the right to notify Home Partners if you don’t want to renew the lease. Your full security deposit will be returned as provided in the lease if you decide to leave the home at the end of a lease period and have been in full compliance with the lease.
How it Works
Advantages | Standard Residential Lease | Home Partners Lease with a Right to Purchase |
|---|---|---|
| Sign A Lease | X | X |
| Financial Commitment Limited to 1 Year | X | X |
| Security Deposit Required | X | X |
| Rental Rate Certainty | Typically 1-2 Years | 5 Years ( 3 Years in TX ) |
| Right to Purchase | X | |
| Mutual Responsibility to Maintain Home | X | |
| Right to Purchase the Home at a Predetermined Price | X | |
| Pick from Many* Homes Available | X |
*Based on qualifying factors
The Math
Total Cost
Total Cost is the price Home Partners pays for the home, closing costs, make ready and repairs/maintenance costs. Total Cost is used to determine the resident's Right to Purchase prices. A sample is highlighted below:| Purchase Price | $200,000 |
|---|---|
| Closing Costs * | $3,000 |
| Make Ready and Repairs/Maintenance Costs | $7,000 |
| Total Cost | $210,000 |
* Includes costs such as transfer taxes, attorneys' fees, title insurance, other acquisition costs, etc.
Monthly Rent Increases
Each year, a resident's Monthly Rent increases by no more than 3.75% over the previous year’s Monthly Rent.For example, if the Monthly Rent for Year 1 is $1,400 per month, the increase for the next year is $50/month (i.e., $1,400 x 1.0375)*.Monthly Rent
| Year 1 | $1,400 |
|---|---|
| Year 2 | $1,450 |
| Year 3 | $1,500 |
| Year 4 | $1,560 (Does not apply in Texas) |
| Year 5 | $1,620 (Does not apply in Texas) |
Right to Purchase Price Increases
Each year, the Right to Purchase Price increases by 3.5%-5% (depending on the region).In the example, if the Total Cost of the home is $210,000 and if the Right to Purchase increases by 5% (i.e., Prior Year Purchase Right Price x 1.05)* then the Purchase Right Price for Years 1-5 is as follows:| Year 1 | $220,500 |
|---|---|
| Year 2 | $231,500 |
| Year 3 | $243,100 |
| Year 4 | $255,300 (Does not apply in Texas) |
| Year 5 | $268,000 (Does not apply in Texas) |
* Rent will round to the nearest $10. Right to Purchase Price will round to the nearest $100.
Testimonials
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Amber is amazing! She genuinely cares about the needs and wants of her clients. She worked around the clock to make sure my needs for the property and home were taken care of. She found multiple options for me to choose from and is a PHENOMENAL negotiator. She is stern and professional and always makes sure that if she has to give bad news, that there is good news with it, and will not stop until you're completely satisfied. She always made sure that I was happy with everything. I would DEFINITELY HANDS DOWN recommend Amber Wright to everyone I know trying to sell a house and buy another one.
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- Samantha Wells
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"Our home was a true "fixer upper!" I had serious doubts about being able to sell it at all, let alone for a decent price. Amber came out to take a look and assured us it would go fast. She sure was right on!
I cannot say enough good things about Amber and the way she handled the sale of our house. She listed our house, and within the hour, had multiple calls from interested parties. She held an Open House the next day, and by the following day, had several solid offers. She is so enthusiastic and kept us informed through every step. In addition, she helped us locate a rental house to move to in another city in the Atlanta area. From listing to closing, it was a total of three weeks! Talk about amazing!
Awesome, awesome, AWESOME! I have already given her information to three of my friends who may need her services sometime in the near future. When I am in a position to purchase another home (vs. renting), I will not consider any other realtor except Amber.
I am just so pleased with my overall experience. It could not have gone any smoother."
Choose Amber for your real estate needs -- you will NOT be disappointed!
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- Lawrenceville GA Seller
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Amber Wright and her company are awesome. She is efficient, knowledgeable, friendly and courteous. She will get the job done. I highly recommend her and would definitely use her services again.
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- Corina Wolf Voltz 8/18/2020
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Amber was so amazing with our family. She searched with us for almost a year, accommodated our schedules, helped us learn so much, was open to letting our toddler be a part of the experience, and finally, she helped us get to our first home! We absolutely love her and our new property! We couldn’t be more thankful!
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- Trinity List 9/19/2018
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I've trusted Amber with every move I've ever made, from rentals to starting the first time home buyer process. She takes her time to get to know your wants and needs and is so quick to respond. I'll never trust any other realtor!
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- Kerri S. 7/2020 Positive: Professionalism, Quality, Responsiveness, Value
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Very professional he was able to sell our house and buy the new house at the same time, and the process very relax and easy. Thanks for all I recommend Amber
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- Juan Moreno 12/06/2020 - Bought & Sold a Single Family Home in Dacula GA
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"I can not begin to express my gratitude to Amber Wright, first I am a Repeat client of Amber Wight, starting in May 2016, when she found me a rental, big enough for my family and my mother moving in with me from Michigan. Then when we needed to move expectantly again in 2017, She found us another great Rental, going above and beyond on both occasions doing her job and the leasing agents in Both cases. Amber knew I planned on purchasing my FIRST home in 2018, She reached out to me every couple months, making sure I was knowledgeable and in contact with with her Mortgage Broker when the time came. Once I was pre-apporoved, we set out on house hunting, showing me several house in just as many cities, and when I chose one, (one my children were not happy with because of location) even though, I was under contract, she started all over, finding us a home that made all of my family of 6(four kids and my mother) happy, she took care of cancelling my contract and getting me under Contract with the home I purchased. Once AGAIN, Amber had to do both the listing Agents job and her own. In the last two years we have dealt with several agents most very unhelpful and quite lazy, but none of this stopped Amber, from helping my family. I could not recommend a more qualified Agent in the World. She is the absolute Best, and treats every client, as they are her one and only."
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- Caree Love 8/5/2018
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Thank You! You are the only realtor I've ever liked & I've gone through 6 homes in 20 something years. First time I've ever felt that my realtor earned the commissions. Thank you again.
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- S.Van Duzen
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Professional team that makes you feel like family, would recommend to everyone I know, they go above and beyond, amazing customer service!
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- Ashley Morris 7/2020 Positive: Professionalism, Quality, Responsiveness
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"Amber is hands down the best realtor out there!! She knows her stuff and is always available and responsive. If you’re looking for a reliable, sweet, and all-around GREAT agent who’s not afraid to play hardball, you will not be disappointed with Amber."
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- Mimi Smith 12/3/2020
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Amber was incredible from the beginning when she showed me multiple homes that fit the criteria I was looking for. After giving me so many great options she was completely gracious and showed me the ones I liked best again. She made sure I had everything I needed to make the right decision and when I chose my dream home she made it happen! I got the home of my dreams at a great price, and the best part, she and her team made it mine from offer to close in 21 days! I couldn't be more thankful or excited Amber was my Realtor.A
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- Collier Heights, Atlanta GA Buyer
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She never gave up hope for us to find exactly what we wanted. Would highly recommend her and her partner for all your real estate needs. Could not be happier with the beautiful 5+ acres we have Retired to.
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- Robert Wensel 07/17/2020 - Bought a Single Family home in 2020 in Lula, GA.
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